Limited Early Access

Cross-Rail Payment
Orchestration

One platform. Dynamic routing across fiat and stablecoin rails, with fallback-aware routing controls.

Multi-rail
Routing Controls
Cross-Rail
Routing
1 API
Integration
Payment Method
Card
Visa, Mastercard
SEPA
Bank Transfer
$
USDC
Stablecoin
USDT
Stablecoin
Orchestration & Routing
CHAINMORE
Settlement
Bank
EUR, USD, GBP
$
USDC
Any Chain
Exchange
CEX / DEX
On-Chain
Direct Wallet
100%
rail-agnostic
Live
route monitoring
1 API
one integration
How It Works

Build Your Payment Flow

Define your business logic, ChainMore finds the optimal route across all rails.

1 Merchant Accepts
Card
Visa, Mastercard, Amex
FIAT
$
Stablecoin
USDC, USDT, EURC
STABLE
Bank Wire
SEPA, ACH, SWIFT
FIAT
APMs
Apple Pay, Google Pay, PayPal, Klarna
FIAT
CHAINMORE
Selects optimal route
2 Merchant Receives
Bank Account
EUR, USD, GBP
FIAT
$
Stablecoin
USDC, USDT, EURC · multi-chain
STABLE
Exchange
Binance, Coinbase, Kraken
CEX
On-chain
Direct wallet transfer
DEFI
Optimal Route: Card USDC/Polygon (Fiat to Stablecoin)
85% Cost Saved
95% Faster
0% Chargebacks
Cross-Rail Routing Engine

Route payments to
maximize
efficiency

Our rail-agnostic routing engine adapts to your specific business needs, ensuring that each transaction is processed via the most efficient route, whether fiat or stablecoin.

Configure your business logic
Set priorities: cost, speed, or success rate
Rail-agnostic optimization
We find the best route, fiat or stablecoin
Fallback controls
Reviewed fallback paths when a rail degrades
Talk to our team
85% Lower cross-border fees
Fiat Routing configuration
IF Payment = Card
AND Region = EU
Authorize via
S
Stripe
Stablecoin Routing configuration
IF Priority = Cost
AND Currency = USD
Authorize via
$
Circle USDC
Cross-Rail Routing configuration
IF Gas fees > $5
AND Amount < $500
Authorize via
Polygon

Improve key payment metrics

Cross-rail routing doubles your available payment paths. If fiat rails are congested or unavailable, stablecoin rails step in, and vice versa.

Increase payment success by up to 25%

Intelligent routing across fiat and stablecoin rails finds the most cost-effective path for every transaction automatically.

Lower processing costs by up to 85%

Routing controls keep eligible fallback paths visible and help operators move traffic away from unhealthy routes when a reviewed alternative is available.

Reduce disruption when routes degrade

A unique Stablecoin Payment Experience

ChainMore enables stablecoin payments to become a global payment method.

100% Stablecoin agnostic
100% Chain agnostic
100% Simplified UX
9:41
N
Nexora Cloud
nexora.io/checkout
Order Summary
Pro Plan, Annual
12 months subscription
€468.00
Cloud Storage 500GB
Monthly add-on
€9.99
Total €477.99
Customer
Email max.mueller@example.com
Country Germany 🇩🇪
N
Nexora Cloud
€477.99
Payment Method
Choose how you want to pay
Card
Visa, Mastercard, Amex
$
Stablecoin
USDC, EURC, USDT
SEPA
SEPA Direct Debit
EU Bank Transfer
Powered by ChainMore
$
Stablecoin
€477.99
Connect Wallet
Select your wallet to continue
🦊
MetaMask
🔵
Coinbase
🌈
Rainbow
Other
Or scan with mobile wallet
Connecting Securely...
Verifying your wallet
Secure Connection
ChainMore never has access to your private keys.
Wallet connected
Preparing payment...
Confirm Payment
Review your payment details
Amount to Pay
€477.99
to Nexora Cloud
Wallet
🦊
MetaMask
0x742d35Cc...f0bEb
You Pay
477.99 EURC
Euro Coin
Secured by ChainMore
🦊
Confirm Payment
Signature Request
Pay to
Nexora Cloud
477.99 EURC
This works like 3D Secure. Please confirm in your wallet to authorize.
Processing Payment...
Please wait
Signature verified
Payment authorization
Processing transfer...
Sending 477.99 EURC
Payment Successful!
Your payment is complete
Amount Paid
477.99 EURC
to Nexora Cloud
Date Dec 14, 2024
Transaction Reference
0x8f4d7a2c9e1b3f5a...
Step 1 of 8: Checkout
Routing Insight

Dynamic Route Selection

ChainMore analyzes all available routes and selects the optimal path based on cost, speed, and reliability.

Amount
€10,000
Destination
Philippines
Priority
Cost Optimized
FIAT SWIFT
3.2%
FIAT Wise
1.5%
FIAT Remitly
1.2%
Stablecoin Rails
STABLE USDC/Poly
0.12% OPTIMAL
STABLE USDC/Base
0.15%
Route selected: USDC via Polygon
Saving €308 (96.4% less)
Settlement < 1 min vs 3-5 days
Solutions

Built for Every Payment Scenario

From payment checkouts to payroll, ChainMore automatically selects the optimal route.

E-Commerce

Accept cards, settle in stablecoins. Or accept stablecoins, settle in fiat.

Card → EUR Card → USDC

Global Payroll

Pay remote teams in 180+ countries. USDC for speed, local currency for convenience.

USDC → PHP USDC → NGN

High-complexity digital commerce

Reviewed payment intake and payout routes. Crypto-native customers can pay in stablecoins; merchants can settle through configured rails.

USDT → USDC USDC → EUR

Freelancer Platforms

Clients pay with cards. Freelancers choose: bank transfer or USDC.

Card → Bank Card → USDC

SaaS & Digital Services

Accept subscriptions across rail preferences, with settlement evidence for each route.

Card → EUR EURC → EUR

Affiliate & Creator Payouts

Mass payouts worldwide. Auto-routing based on recipient preference.

EUR → Bank EUR → USDC
Pricing

Simple, Transparent Pricing

Start free, scale as you grow. No hidden fees, no surprises.

Starter

For startups testing the waters

Free
up to €1M/month volume
Platform Fee
0.08% Fiat transactions
0.05% Stablecoin transactions
Full API access
Email support
Start Free
MOST POPULAR

Growth

For scaling businesses

€499/mo
up to €50M/month volume
Platform Fee
0.05% Fiat transactions
0.04% Stablecoin transactions
Advanced routing controls
Priority support
Webhooks & analytics
Start Growing

Enterprise

For high-volume operations

Custom
unlimited volume
Platform Fee
0.03-0.04% per transaction
Volume discounts
Dedicated account manager
Reviewed SLA terms
Custom integrations
Contact Sales

All plans include: Sandbox environment • Reviewed availability terms • Authorization and settlement through configured PSP, provider, and blockchain rails

Provider costs (PSP fees, blockchain gas) passed through at cost.

See full pricing details, comparison table and FAQs

For Developers

One API. All Payment Rails.

Stop integrating multiple PSPs, stablecoin providers, and bridges. ChainMore unifies everything behind a single, elegant API.

RESTful API
Clean, predictable endpoints with comprehensive documentation
Webhooks
Webhook notifications for transaction status changes
SDKs
Official libraries for Node.js, Python, Go, and more
Sandbox Environment
Full-featured test environment with realistic data
payment.js
import ChainMore from '@chainmore/sdk';

const chainmore = new ChainMore('sk_live_...');

// Create a cross-rail payment
const payment = await chainmore.payments.create({
  amount: 10000, currency: 'EUR', destination: {
    type: 'stablecoin', asset: 'USDC', chain: 'polygon', address: '0x...'
  }, routing: 'optimal' // or 'fastest', 'cheapest'
});

// Response includes optimal route
console.log(payment.route);
// { rail: 'stablecoin', cost: '0.12%', time: '12min' }
Private Beta Now Open

Ready to orchestrate
cross-rail payments?

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Free sandbox access
Priority onboarding
Founding customer rates

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